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Own New - Rate Reducer

With Own New, you can buy your ideal Lanswood home with lower mortgage rates and reduced monthly payments - available to first time buyers and existing homeowners.

Mortgage rates below 2.05% available with Own New Rate Reducer

Example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and an LTV of 75%.  Savings made in the initial fixed period.  Independent financial advice must be sought from a regulated mortgage broker to access this scheme.  Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 05/06/2024.

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How It Works

1

Find a Lanswood home you wish to purchase

2

Arrange your mortgage with one of our approved Own New mortgage broker

3

They will help you determine if Own New's Rate Reducer is right for you

4

Own 100% of your new home

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Savings of up to £628 per month on mortgage payments available with Own New Rate Reducer

Example based on market interest rates, with an average house price of £450,000 and an average mortgage term of 35 years. Assumes a 5% homebuilder incentive and a 2 year fix, with 75% LTV mortgage. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 05/06/2024

Own New Terms and Conditions

[“We” refers to Lanswood Ltd.] Own New’s Rate Reducer scheme is available on selected plots at selected Lanswood developments only and may be time limited. The Rate Reducer amount will be agreed prior to reservation between you and the Sales Consultant at the relevant Lanswood development. This will include a Lanswood contribution of either 3% or 5% of the purchase price of your new home which will be passed directly to the lender, reducing your mortgage interest rate. Please contact the Sales Consultant at your chosen development who will be able to confirm whether it is a participating development and for details of the applicable plots, the latest reservation date and legal completion date to which this scheme may apply. This scheme is not available in conjunction with any other incentive, unless given at the sole discretion of Lanswood. Lanswood withholds the right to withdraw or alter its participation in this scheme at any time prior to your payment of the reservation fee. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments.

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